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Sunday, June 19, 2011

7 Steps to Financial Freedom

Most people approach financial freedom by responding rather than planning. Planning your finances, rather than responding to alternatives presented to you, is a far more secure path to achieving your long-term financial needs. Below is a sequential strategy that revolves around achieving a positive cash flow margin and then making decisions regarding the use of this marigin.
Step 1: Pay off all your high interest debts first, like credit cards and hire purchase. Repay your mortgage as fast as you can, and you'll end up paying thousands of dollars less overall. Not having to pay that interest is, in effect, the same as achieving the same rate of return on any monies invested by you.
Step 2: Save for an emergency fund. Save a 'cash cushion' of 2-3 month’s income (this is worth doing even if you're paying off a mortgage, but not if you've got high interest credit card debt). This will help cover you if the car breaks down, or if you lose your job, or any unexpected major expense. This becomes, in effect, your own bank. Once the money is "borrowed", it should of course by replaced as sson as possible.
Step 3: Draw up a budget and stick to it. You should spend less than you earn, so cut costs and/or find ways to increase your income, rather than borrowing to pay bills or to pay for consumer items. Borrow only what you need, and know the true cost of your debts. The true cost of your debt can be significantly higher, eg. interest payments can greatly increase the total cost of a purchase.
Step 4: Once you've paid off your high interest debts, start regular saving for the short term. Short term savings include savings for a deposit, a holiday or a lump sum to invest. Set aside about 6 months' living expenses in a interest-bearing money market fund account.
Step 5: Know your net worth. Your net worth is the difference between what you own and what you owe. Set goals to increase it. Protect your assets. Buy the right amount of insurance, make a will, and see if a trust is right for you.
Step 6: Set long term goals, especially a financial plan for your retirement. Aim for financial indepedence, save for your children's college education, and plan to increase your cash-flow margin.
Step 7: Consider investing to make your money work for you. By this time, you should have met all your financial goals. Many people simply jump to this step without taking steps prior to this, and live with the high risk of losing it all.

Wednesday, June 15, 2011

Eight Principles Of Spiritual Prosperity-Wil Pounds

"Blessed" (Matthew 5:3) 



















"Blessed are the poor in spirit . . ." (Matthew 5:3)




"Blessed are those who mourn. . . " (Matthew 5:4)
 


"Blessed are the gentle . . . " (Matthew 5:5)

"Blessed are those who hunger and thirst for righteousness . . ." (Matthew 5:6)


"Blessed are the merciful . . . " (Matthew 5:7).





"Blessed are the pure in heart . . . " (Matthew 5:8).


"Blessed are the peacemakers" (Matthew 5:9).
"Blessed are those who have been persecuted for the sake of righteousness" (Matthew 5
Here are eight vital principles for living the Christian life found in Matthew 5:3–12. These are Bible based principles that will enable you to become all that God fully intended you to be in Christ.
Jesus used the word "blessed" to describe the inner condition of a believer who has a right relationship with God. It is identified with pure character. This spiritually prosperous person can live above the chances, changes and circumstances that come into his life. He does not depend upon appearance, performance and status for self–verification. His personal being is grounded in a love relationship with Christ Jesus. Read Ephesians 1:1-14 and observe how the God–head provides our security, significance and sufficiency.
The Spiritually Prosperous Person.
Jesus Christ is our best example of the spiritually prosperous person. The night of His crucifixion He spent the evening comforting and preparing His disciples for His death. When He needed encouragement He went to the Mount of Olives to pray. In Gethsemane He took Peter, James and John aside and “began to be grieved and distressed” (Matthew 26:37). He said to them, “My soul is deeply grieved to the point of death; remain here and keep watch with Me.’ Then Jesus went a little further and “fell on His face and prayed, saying, ‘My Father, if it is possible, let this cup pass form Me; yet not as I will, but as Thou wilt.’” When He came back after a period of prayer He found them sleeping. It must have added to His agony of spirit as He fought the battle alone. “So, you men could not keep watch with Me for one hour?” Then He added, “Keep watching and praying, that you may not enter into temptation; the spirit is wiling, but the flesh is weak.” Then Jesus returned to the place where He was praying alone and prayed, “My Father, if this cannot pass away unless I drink it, Thy will be done” (v. 42). When Jesus returned to the three He found their eyes heavy in sleep, so He returned and third time and prayed. Moments later, “all the disciples left Him and fled” as Jesus was led away to the high priest for trial and crucifixion.
Jesus lived above the chances, changes and circumstances of the hour. He knew only one thing: “Not my will, Thy will be done!” He drew His strength from the Father’s presence. He could say with confidence and security, “But all this has taken place that the Scriptures of the prophets may be fulfilled” (v. 56). That is the spiritually prosperous man.
1. I HAVE A PROBLEM.
I have a problem and it is really worse than I ever thought. This is where the Holy Spirit makes me aware of my spiritual needs. He brings conviction of sinful behavior, sinful attitudes, non–biblical values. This can be a time of sincere searching in the Christian’s heart. It is a continuous process, and it never stops. The promise is that the poor in spirit will receive the "kingdom of heaven." Indeed we can never become Christians without this sense of spiritual poverty.
2. THE GIFT OF MOURNING.
This is my emotional response to becoming aware of my deep spiritual needs. It is my response to personal loss. What is my attitude toward my spiritual poverty? I am not as good as I thought I was. I need help now. Cf. Romans 7. The promise to those who mourn is they shall be "comforted."
3. THE SPIRIT–CONTROLLED PERSON.
The Lord God provides the power to change and grow. It is the work of the Holy Spirit in the believer’s life and ministry. We have all the resources available to us that we need to bring about the necessary changes in our lives. Cf. Romans 8. The promise is we shall "inherit the earth."
4. HOW BADLY DO I WANT TO CHANGE?
Do you really want to change in these areas where the Holy Spirit has brought conviction? How badly? Is it bad enough to "hunger and thirst" for the righteousness of God? The promise is we will be "satisfied."
5. YOU GET BACK WHAT YOU GIVE.
The emphasis here is on the reciprocation of attitudes. When you give mercy you get mercy back. When you judge you will be judged in return. When you are hostile you get hostility in return. This principle is found throughout the Scriptures (Cf. Matthew 7:1–2, 12; Luke 6:31, 37; Matthew 6:14, 15; Proverbs 11:17; 15:1, 18; Galatians 6:9; II Corinthians 9:6–9; Galatians 5:14, etc.)
The mature Christian also has the strength to change what he receives from others, even if it is meant to be evil, and use it for the good of the Kingdom. I Peter 3:8–11. We do not have to parrot back what we get if it is negative, or even hostile. We can be God–controlled men and women. We can give them back what they need, not what they deserve. We can exchange anger, hostility, rejection, etc. for what is best for the other person. The promise is we will receive "mercy."
6. THE RENEWING OF THE WHOLE PERSON.
God has provided His means of cleansing the whole person. "If we confess our sins, He is faithful and righteous to forgive us our sins and to cleanse us from all unrighteousness" (I John 1:9). This catharsis is God’s way of cleansing the "heart" (Matthew 15:11-20). Here is a principle for dealing with hostility, resentments, guilt, fear, etc. The promise is that we will "see God."
7. THE ACTIVE MAKERS OF PEACE.
It is the active process of bringing reconciliation with God, yourself and others. The promise is that we will be "called sons of God." Every time we take the Gospel out of the realm of self–edification and share it with others we are peacemakers.
8. THE ACID TEST OF SPIRITUAL PROSPERITY.
How do you know that you are growing spiritually? How do you handle adverse reactions, criticism, rejection, or persecution? The promise to the persecuted is the "kingdom of heaven."


Monday, June 13, 2011

Sermons for Father's Day


2 Corinthians 5:1-10 - "A Word for Christian Fathers"

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[Members: Please see 2 Corinthians 5 the sermon titled "A Word for Christian Fathers"]

You are familiar with the great Russian writer Leo Tolstoy. Tolstoy's marriage was a saga of bitterness. His wife carped and complained and clung to her grudges until he could not bear the sight of her. When they had been married almost a half a century, sometimes she would implore him to read to her the exquisite, poignant love passages that he had written about her in his diary forty-eight years previously, when they were both madly in love with each other. As he read of the happy days that were now gone forever, they both wept bitterly.

Is there anything sadder than to look back over a lifetime of neglected opportunities--wasted years when love could and should have been nurtured--and regret that you "blew it?" Some of you know what I am talking about.

This is Father's Day. Dads don't get the respect that they used to. Remember "Father Knows Best"? For many fathers, those were the good old days. A few years ago, a college professor conducted a careful, two year study that asked children aged four to six: "Which do you like better, TV or Daddy?"




Forty-six percent of the youngsters indicated that they preferred television.

I like the story about the ten-year-old boy who answered the doorbell at his home one day. When he opened it, there stood a strange man on the porch. The man said, "Son, you don't know me, do you?" The young man said, no, he did not. The man replied, "Well, I am your uncle on your father's side." To which the young fellow replied, "Well, I am glad to meet you, but you are certainly on the losing side."

Dads don't have it as easy as they used to, perhaps. But how important Christian fathers are! A study of church attendance sometime back showed that if both Mom and Dad attended church regularly 72 percent of their children remain faithful to the church. If only Mom attended regularly, only 15 percent remained faithful. So the church is thankful for Christian fathers. And so are Christian mothers, needless to say. The number of young women having to raise children in a single parent household nowadays is startling. Of course, it is not always the mother who is raising the children. Again, we can be thankful for Christian fathers who take on their share of responsibility for nurturing their young.

I do not believe that St. Paul was directing his statement in II Corinthians 5; 17 only toward fathers, or only toward men in general. If he were writing today, I believe that he would have written, "If any PERSON be in Christ, he is a new creation . . ." This great text is for single men and single women, and married persons, and widows and widowers, as well as father and mothers. But in light of this special day, I hope that the fathers will take note…

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[Members: See the sermon titled "The Love of a Father"]

It is not easy being a father. One cynic, speaking from his own experience, noted that children go through four fascinating stages. First they call you DaDa. Then they call you Daddy. As they mature they call you Dad. Finally they call you collect.

Today we salute fathers. Dads, we love you. The role of a Christian father is more important in today's world than ever before. It is a different roll than in earlier generations. In most households today Dad is called upon to play more of a nurturing role in caring for children. If Mom works outside the home, Dad must take a more active role in doing household chores. Dad is no longer "lord of the castle." Hopefully, however, he has not been reduced to being another of the vassals.

Today's father needs to be nurturing of his children, supportive of his wife, and yet at the same time provide the spiritual leadership of the home that the Bible accords to fathers. It is a rare man, a special kind of man, who can combine all three of these qualities. We salute Christian fathers this day. Your family needs you more than ever before.

The most common image that Jesus used in describing God was that of "Father." It makes me think that Joseph must have been a very special kind of father. We center much of our attention on his mother, Mary, but Joseph must have also combined those very special qualities of strength and gentleness that we associate with Jesus. Jesus had a very keen knowledge of the Old Testament Scriptures. In the Jewish home it was the father who had the primary responsibility for his son's religious instruction. Of course we know that Jesus had an unique relationship with God. Still, I have to believe that Joseph, though barely mentioned in the Gospel narrative, was probably an influential role model for Jesus. Why else would Jesus have chosen the imagery of "Father" to portray God?

In Matthew 10: 29-31 we have one of the most important Scriptural reminders of the love of our Heavenly Father for His children. "Are not two sparrows sold for a penny?" Jesus asks, "And not one of them will fall to the ground without your Father's will. But even the hairs of your head are all numbered. Fear not, therefore; you are of more value than many sparrows." What a moving testimony to the very intimate love that God has for each of us.

1. Sparrows Do Fall from Skies
2. Life’s Problems are Not Punishment for Our Sins
3. We Never Fall Beyond the Watchful Eye of the Father.

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Priceless Scribbles

Rev. Richard Fairchild tells about a story that appeared years ago in the Christian Reader. It was called “Priceless Scribbles.” It concerns a father who touched his child’s life in an unexpected way. A young boy watched as his father walked into the living room. The boy noticed that his younger brother, John, began to cower slightly as his father entered. The older boy sensed that John had done something wrong. Then he saw from a distance what his brother had done. The younger boy had opened his father’s brand new hymnal and scribbled all over the first page with a pen.

Staring at their father fearfully, both brothers waited for John’s punishment. Their father picked up his prized hymnal, looked at it carefully and then sat down, without saying a word. Books were precious to him; he was a minister with several academic degrees. For him, books were knowledge. What he did next was remarkable, says the author of this story. Instead of punishing his brother, instead of scolding, or yelling, his father took the pen from the little boy’s hand, and then wrote in the book himself, alongside the scribbles that John had made. Here is what that father wrote: “John’s work, 1959, age 2. How many times have I looked into your beautiful face and into your warm, alert eyes looking up at me and thanked God for the one who has now scribbled in my new hymnal. You have made the book sacred, as have your brother and sister to so much of my life.”

“Wow,” thought the older brother, “This is punishment?” The author of the story, now an adult, goes on to say how that hymnal became a treasured family possession, how it was tangible proof that their parents loved them, how it taught the lesson that what really matters is people, not objects; patience, not judgment; love, not anger.

Richard Fairchild, adapted by King Duncan
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The Patience of a Father

I remember reading about a guy who stopped in the grocery store on the way home from work to pick up a couple of items for his wife. He wandered around aimlessly for a while searching out the needed groceries. As is often the case in the grocery store, he kept passing this same shopper in almost every aisle. It was another father trying to shop with a totally uncooperative three year old boy in the cart.

The first time they passed, the three year old was asking over and over for a candy bar. Our observer couldn't hear the entire conversation. He just heard Dad say, "Now, Billy, this won't take long." As they passed in the nest aisle, the 3-year-old's pleas had increased several octaves. Now Dad was quietly saying, "Billy, just calm down. We will be done in a minute."

When they passed near the dairy case, the kid was screaming uncontrollably. Dad was still keeping his cool. In a very low voice he was saying, "Billy, settle down. We are almost out of here." The Dad and his son reached the check out counter just ahead of our observer. He still gave no evidence of losing control. The boy was screaming and kicking. Dad was very calmly saying over and over, "Billy, we will be in the car in just a minute and then everything will be OK."

The bystander was impressed beyond words. After paying for his groceries, he hurried to catch up with this amazing example of patience and self-control just in time to hear him say again, "Billy, we're done. It's going to be OK." He tapped the patient father on the shoulder and said, "Sir, I couldn't help but watch how you handled little Billy. You were amazing."

Dad replied, "His name is Wesley. I'm Billy!"







Roger W. Thomas, A Father's Faith
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Priorities

A first-grader asked his mother why his Dad brought home a briefcase full of material each night. She explained that he had so much work to do that he couldn't get it all done at the office. The youngster pondered this soberly, then asked, "Well, why don't they put him in a slower group."

Parents, remember this. If you can't say no to some claims, your life will drip away like a leaky faucet. You won't make much of a splash anywhere.

Bill Bouknight, Collected Sermons, www.Sermons.com

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What Are You Passing On?

At the first church that I pastored, I had the job of mixing feed to supplement my income. For a period of about two weeks, each day that I came home from work, my two boys, ages 2 and 3 would look at me, smile, and would say, "Boy, dad, you sure are dusty!" I would reply, "Yes, I sure am dusty." Then I would get cleaned up.
I didn't think too much of this until I was washing my car and saw my oldest son doing something very strange. He was picking up the gravel and stones that were in our drive and rubbing them into his pants. I asked him, "What are you doing?" He replied, "I want to be dusty like you dad!"

I realized that if a child would look up to his father for being dusty and want to copy his father, a child could look up to his father and follow him for anything. What are you passing on to your son?

Jerry L. Steen
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Is God Like Daddy?

Think of a four-year-old coming home one Sunday after a lesson that taught about God as our Heavenly Father. Sound theology would quickly note that God is neither male nor female, but youngsters do not concern themselves with theological niceties. A four-year-old hears "Father;" the only father he knows anything about is the one that lives with him and says, "Pass the biscuits, please;" so he asks..."Is God like Daddy?" Wow! What a heavy load! But a good load to consider on Fathers' Day...and a good one to consider when we realize that what Daddy is can become a role model for our children's concept of God.

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This Is Not a Race

Clovis Chappell, a great preacher of a previous generation, used to tell the story of two paddleboat steamers. They left Memphis about the same time, traveling down the River to New Orleans. As they traveled side by side, crew members made disparaging remarks about the slowness of the other boat. Words were exchanged. Challenges were made.

And the race began. The competition was keen as the boats roared down the Mississippi. One boat began falling behind. Not enough fuel. There had been plenty of coal for the trip, but not enough for a race. As the boat dropped back, an enterprising crew member took some of the ship's cargo and tossed it into the ovens. Their boat began to catch up, so they made fuel out of more and more cargo. They finally won the race, but in the process they burned their cargo, the very material they had been hired to transport.

Parents, our primary mission is not to win a rat race, but to faithfully care for those persons entrusted to us, especially our children.

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Someone Who Loves You

In his book, Disappointment with God, writer Philip Yancey relates a touching story from his own life. One time on a visit to his mother--who had been widowed years earlier, in the month of Philip's first birthday--they spent the afternoon together looking through a box of old photos. A certain picture of him as an eight-month-old baby caught his eye. Tattered and bent, it looked too banged up to be worth keeping, so he asked her why, with so many other better pictures of him at the same age, she had kept this one.

Yancey writes, "My mother explained to me that she had kept the photo as a memento, because during my father's illness it had been fastened to his iron lung." During the last four months of his life, Yancey's father lay on his back, completely paralyzed by polio at the age of twenty-four, encased from the neck down in a huge, cylindrical breathing unit. With his two young sons banned from the hospital due to the severity of his illness, he had asked his wife for pictures of her and their two boys. Because he was unable to move even his head, the photos had to be jammed between metal knobs so that they hung within view above him--the only thing he could see. The last four months of his life were spent looking at the faces he loved.

Philip Yancey writes, "I have often thought of that crumpled photo, for it is one of the few links connecting me to the stranger who was my father. Someone I have no memory of, no sensory knowledge of, spent all day, every day thinking of me, devoting himself to me, loving me . . . The emotions I felt when my mother showed me the crumpled photo were the very same emotions I felt that February night in a college dorm room when I first believed in a God of love. Someone is there, I realized. Someone is there who loves me. It was a startling feeling of wild hope, a feeling so new and overwhelming that it seemed fully worth risking my life on."

King Duncan, Collected Sermons, www.Sermons.com
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Not Now, Honey

I am going to read a quote to you first and then tell you who said it: A small child waits with impatience the arrival home of a parent. She wishes to relate some sandbox experience. She is excited to share the thrill that she has known that day. The time comes; the parent arrives. Beaten down by the stresses of the workplace the parent often replies: "Not know, honey, I'm busy, go watch television." The most often spoken words in the American household today are the words: go watch television. If not now, when? Later. But later never comes for many and the parent fails to communicate at the very earliest of ages. We give her designer clothes and computer toys, but we do not give her what she wants the most, which is our time. Now, she is fifteen and has a glassy look in her eyes. Honey, do we need to sit down and talk? Too late. Love has passed by.
The person who wrote these words was Robert Keeshan, better known to America as Captain Kangaroo.

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Involved Dads

According to Dr. T. Berry Brazelton, a father's involvement with a child increases the child's IQ, the child's motivation to learn, and the child's self-confidence. In addition, children with involved dads are more likely to develop a sense of humor as well as an "inner excitement."

Victor Parachin, "The Fine Art of Good Fathering," Herald of Holiness, February 1995, pp. 32-33.
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Mark Twain's Father

When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old man around. But when I got to be twenty-one, I was astonished at how much the old man had learned in seven years.

Mark Twain
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Don't Eat the Forbidden Fruit

Whenever your kids are out of control, you can take comfort from the thought that even God's omnipotence didn't extend to God's kids. After creating heaven and earth, God created Adam and Eve. And the first thing he said was:
"Don't."
"Don't what?" Adam replied
"Don't eat the forbidden fruit." God said.
"Forbidden fruit? We got forbidden fruit?
Hey Eve! We got forbidden fruit!"
"No way!"
"Yes way!"
"DON'T EAT THAT FRUIT!" Said God.
"Why?"
"Because I am your Father and I said so!" said God, wondering why he hadn't stopped after making elephants.
A few minutes later God saw his kids having an apple break and was angry.
Didn't I tell you not to the fruit?" the First Parent asked.
"Uh huh," Adam replied.
"Then why did you?"
"I dunno," Eve answered.
"She started it!" Adam said.
"Did not!"
"Did too!"
"Did NOT!"

Having had it with the two of them, God's punishment was that Adam and Eve should have children of their own. Thus, the pattern was set and it has never been changed.

Morgan Murray
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What Does A Father Do?

I received a letter from a single mother who had raised a son who was about to become a dad. Since he had no recollection of his own father, her question to me was "What do I tell him a father does?"

When my dad died in my ninth year, I, too, was raised by my mother, giving rise to the same question, "What do fathers do?" As far as I could observe, they brought around the car when it rained so everyone else could stay dry.

They always took the family pictures, which is why they were never in them. They carved turkeys on Thanksgiving, kept the car gassed up, weren't afraid to go into the basement, mowed the lawn, and tightened the clothesline to keep it from sagging.

It wasn't until my husband and I had children that I was able to observe firsthand what a father contributed to a child's life. What did he do to deserve his children's respect? He rarely fed them, did anything about their sagging diapers, wiped their noses or behinds, played ball, or bonded with them under the hoods of their cars.

What did he do?

He threw them higher than his head until they were weak from laughter. He cast the deciding vote on the puppy debate. He listened more than he talked. He let them make mistakes. He allowed them to fall from their first two-wheeler without having a heart attack. He read a newspaper while they were trying to parallel park a car for the first time in preparation for their driving test.

If I had to tell someone's son what a father really does that is important, it would be that he shows up for the job in good times and bad times. He's a man who is constantly being observed by his children. They learn from him how to handle adversity, anger, disappointment and success.

He won't laugh at their dreams no matter how impossible they might seem. He will dig out at 1 a.m. when one of his children runs out of gas. He will make unpopular decisions and stand by them. When he is wrong and makes a mistake, he will admit it. He sets the tone for how family members treat one another, members of the opposite sex and people who are different than they are. By example, he can instill a de
the community when its needs are greater than theirs.

But mostly, a good father involves himself in his kids' lives. The more responsibility he has for a child, the harder it is to walk out of his life.

A father has the potential to be a powerful force in the life of a child. Grab it! Maybe you'll get a greeting card for your efforts. Maybe not. But it's steady work.

Erma Bombeck, Field Enterprises
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FATHER'S DAY: A TRIBUTE

Today is Father's Day. A day of cologne. A day of hugs, new neckties, long-distance phone calls, and Hallmark cards.

Today is my first Father's Day without a father. For thirty-one years I had one. I had one of the best. But now he's gone. He's buried under an oak tree in a west Texas cemetery. Even though he's gone, his presence is very near--especially today.

It seems strange that he isn't here. I guess that's because he was never gone. He was always close by. Always available. Always present. His words were nothing novel. His achievements, though admirable, were nothing extraordinary.

But his presence was.

Like a warm fireplace in a large house, he was a source of comfort. Like a sturdy porch swing or a big-branched elm in the backyard, he could always be found...and leaned upon.

During the turbulent years of my adolescence, Dad was one part of my life that was predictable. Girl friends came and girl friends went, but Dad was there. Football season turned into baseball season and turned into football season again and Dad was always there. Summer vacation, Homecoming dates, algebra, first car, driveway basketball--they all had one thing in common: his presence.

And because he was there life went smoothly. The car always ran, the bills got paid, and the lawn stayed mowed. Because he was there, the laughter was fresh and the future was secure. Because he was there my growing up was what God intended growing up to be; a storybook scamper through the magic and mystery of the world.

Because he was there we kids never worried about things like income tax, savings accounts, monthly bills, or mortgages. Those were the things on Daddy's desk.

We have lots of family pictures without him. Not because he wasn't there, but because he was always behind the camera.

He made the decisions, broke up the fights, chuckled at Archie Bunker, read the paper every evening, and fixed breakfast on Sundays. He didn't do anything unusual. He only did what dads are supposed to do--be there.

He taught me how to shave and how to pray. He helped me memorize verses for Sunday school and taught me that wrong should be punished and that rightness has its own reward. He modeled the importance of getting up early and staying out of debt. His life expressed the elusive balance between ambition and self-acceptance.

He comes to mind often. When I smell "Old Spice" aftershave, I think of him. When I see a bass boat I see his face. And occasionally, not too often, but occasionally when I hear a good joke, (the kind Red Skelton would tell), I hear him chuckle. He had a copyright chuckle that always came with a wide grin and arched eyebrows.

Daddy never said a word to me about sex or told me his life story. But I knew that if I ever wanted to know, he would tell me. All I had to do was ask. And I knew if I ever needed him, he'd be there.

Like a warm fireplace.

Maybe that's why this Father's Day is a bit chilly. The fire has gone out. The winds of age swallowed the late splendid flame, leaving only golden embers. But there is a strange thing about those embers...stir them a bit and a flame will dance. It will dance only briefly, but it will dance. And it will knock just enough chill out of the air to remind me that he is still...in a special way...very present.

Max Lucado

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The Flip Side of Love

A lot of damage can occur in a family. Parents can be hurt. Children can be hurt. But there is always hope in a home where forgiveness is present. John R. Aurelio, in his book Colors!, gives us a beautiful portrayal of this side of God.

On the sixth day, God created Father Adam and Mother Eve.
On the seventh day, as God was resting, they asked Him if He would give them something special to commemorate their birthday. So God reached into His treasure chest and took out a sacred coin. Written on it was the word "LOVE."

On the eighth day, Father Adam and Mother Eve sinned. As they left the Garden of Eden, they asked God for an assurance that He would not abandon them.

"You have the coin," He told them.

"But, the coin says LOVE," they answered. "We have lost love. How ever will we find it again?"

"Turn it over," God said...


The conclusion to this illustration and for many additional illustrations and sermons for Father’s Day can be accessed at www.Sermons.com.

Wednesday, June 8, 2011

Can You Tell Me What is A Christian?


Can You Tell Me. . .

What is a Christian?

 Have you ever tried to explain to a person how to get to heaven? Going to church, being baptized, reading the Bible, praying, joining a church, giving money––all these are things a Christian does––but they are not means of getting to heaven.
And Indian is not an Indian because he rides a horse or sleeps in a teepee or lives on an Indian reservation; he is an Indian because he was born into an Indian family. A Christian is the same way; he is a Christian because he has been born into the family of Christ. Jesus said, "Jesus answered and said to him, 'Truly, truly, I say to you, unless one is born again he cannot see the kingdom of God'" (John 3:3).*
A person is married when he receives another person as his marriage partner; the acceptance and commitment of "I do" binds them together into a mutual union. In the same way a person is a Christian when he receives Jesus Christ, accepting with an "I do" what He offers. "But as many as received Him, to them He gave the right to become children of God, even to those who believe in His name" (John 1:12). His Name is Jesus "because He will save His people from their sins" (Matthew 1:21).
When you understand what a Christian is, you must face three important questions. The first is "Why does a person need to become a Christian?" Have you ever felt inward guilt over doing what you knew was wrong? Everyone has! It is that inner wrongness that offends the excellent rightness, the glory of God. "For all have sinned and fall short of the glory of God" (Romans 3:23). God has promised to judge sin with separation from His presence, which the Bible calls "death." "Therefore, just as through one man sin entered into the world, and death through sin, and so death spread to all men, because all sinned—" (Romans 5:12). We need to become Christians because sin separates us from God and we need to be rescued from His judgment of death. "For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord" (Romans 6:23).
The second question is, "How does becoming a Christian help?" Since sin is the problem we need to get rid of it. Most people think they can just start being good and do the right thing-but if we are honest with ourselves we know that even when we really try to be good we still do things that we know are wrong. The problem is too big for us, so God has helped us by sending His Son to die as our substitute. God Himself put on a human body and Jesus-who was sinless because He was God in the flesh-suffered on the cross in our place for our sins. "For while we were still helpless, at the right time Christ died for the ungodly. . . But God demonstrates His own love toward us, in that while we were yet sinners, Christ died for us" (Romans 5:6-8).

The third question is "When can I become a Christian?" The answer is right now! If you understand what you need and what God has done for you through Jesus Christ, then now you can become a Christian. Just as a person becomes married by saying "I do" to his partner, so you can become a Christian the moment you say, "I do" to Jesus Christ. Do you believe and trust in God's promise to forgive the sin of those who accept Jesus as their substitute? The Bible says: "that if you confess with your mouth Jesus as Lord, and believe in your heart that God raised Him from the dead, you will be saved; for with the heart a person believes, resulting in righteousness, and with the mouth he confesses, resulting in salvation. . . for “Whoever will call on the name of the Lord will be saved" (Romans 10:9-10, 13). Your "I do" can make you a child of God. Will you accept God's offer of His free gift of eternal life-right now? This is the only way to go to heaven.
Download in PDF format 

Tuesday, June 7, 2011

Abiding in Christ





Abide in Christ is the home of FREE Bible studies, sermons and devotions. It is made possible by visitors like you. Please bookmark our site and come back for updates.

1. Only the Fathers knows when Jesus will come 

2. Introduction to Matthew

3. Angels in the life of Jesus

4. Days after Christ was born

5. Four Prophecies in Matthew

6. The only possible legitimate Messiah

7. Chart on Christ in the Old Testament

8. The secret of spiritually rich person? 

9. Who is the spiritually prosperous person

10. I have a problem

Friday, June 3, 2011

Loaves and Fishes





A familiar question from a familiar story.
A story where more than five thousand people (excluding women and children) were miraculously fed, with just five loaves and two fishes.
However, it is not just an event that happened two thousand years ago, nor is it simply a topic that has been overused in sermons.
Instead, it is a story that is simple enough for a child to understand and enjoy, yet at the same time so rich in wisdom and truths, just waiting for a chance to bless your life.
It is just like our Lord Jesus, a beautiful diamond with so many facets, each one shining with a unique brilliance.
There just seems to be so many things we can learn from this story.
For example, do you know that this story contains the key to salvation, health, and abundance? Do you also know that it reveals the secret to a stress-free, worry-less, and happy life? There are just so many nuggets of truth within this story that can benefit you and bless your life.
Therefore, this site is designed to help you explore the different meanings and significances of the loaves and fishes miracle. Within this site, you will find free sermons, Christian music, and daily devotions. Some of the resources are directly related to the miracle story and help you understand how an event that happened so long ago can apply in your life today. The other resources expand on the topics covered in order to bless you even more. All of them have one single purpose, to help you realize how much God really loves you, and wishes to bless your life.
So go on, study the sermon teachings, meditate on the devotions, and worship along with the music.
And yes, please remember to check back often, as new resources will continually be added to help further your understanding of God's love.
We hope you will be tremendously blessed by the resources provided, and pray that you'll have a fresh revelation of our Lord Jesus Christ.
Be Greatly Blessed!

Thursday, June 2, 2011

Audio Sermon

Wednesday, June 1, 2011

Open Letter: Now is the Day to Turn Back to God’s Word




RE: Open Letter To Evangelical and Protestant Pastors Worldwide
Now is the Day to Turn Back to God’s Word
From: Roger Oakland, Understand The Times
The following letter is to all Bible-believing pastors throughout the world who have been or are being influenced by current trends that are attacking the Word of God through the postmodern humanistic mystical belief system. I have witnessed this deception firsthand on a worldwide basis but am most familiar with what has been happening in the two fellowships I have been part of for the past thirty years - one in Canada and one based in southern California.


It is with a heavy heart I write this open letter to those who consider themselves evangelical or Protestant pastors. While my desire is to do this respectfully and with the love of the Lord, I am compelled with a strong sense of responsibility to write this warning.
The fact is we are living in a time in history where there is great spiritual apostasy (a falling away), and sadly, many pastors don’t even realize it is happening. Others realize it but don’t know what to do about it, while still others see it but promote it anyway. The purpose of this letter is to shine light on the darkness that has crept into so many churches today.
For many years, I have documented my concerns about this apostasy and presented the evidence to the body of Christ. An article I wrote a few years ago called “Ichabod” described the departing of God’s Spirit from many churches. That article was later followed by the commentary “Is Your Denomination a Sinking Titanic?.” I believe we are witnessing the sinking of the Titanic at the present time. While most are still dancing around in the ballroom, a few have chosen to get off the boat.  How many get off in time is the question that remains to be answered. Please view this short YouTube video of the Sinking of the Titanic
While I recognize that I am “marked” by some as someone who has caused division within the church, please understand I do not fear any man. I look to Jesus Christ and am committed to tell the truth whatever the cost. I know I have enemies among the “brethren” who insist that I remain silent. I have also been falsely accused and slandered by gossip as a means of discrediting me.
The Bible teaches that we should never fear man or follow man’s ways. “There is a way which seemeth right unto a man, but the end thereof are the ways of death” (Proverbs 14:12). We should fear God and His Word alone. Based upon what God revealed to Ezekiel (Chapter 3: 17-20), there is a biblical principal that cannot be overlooked. When God reveals deception and darkness, a watchman must speak out and tell the truth regardless of the circumstances and the consequences.
What I find very alarming is that many pastors who gave warnings in the past about End Times deception seem to have now ceased and become silent. Taking the place of the warnings are teachings or promotion on everything from church-growth, seeker-friendly, contemplative spirituality, Purpose Driven, postmodern/emerging spirituality to even a Catholic/Jesuit agenda.
These various teachings are not biblical Christianity, and for many pastors who once taught the Bible faithfully, these seductive teachings have pulled these pastors in a direction that negates so much of what they once stood for. It is not uncommon now to hear these pastors espousing those such as Mark Driscoll, Rob Bell, Richard Foster, and Rick Warren, all of whom de-emphasize Bible prophecy of the last days and emphasize the “Kingdom of God on earth” now.
Some pastors recognize that their own denominations or fellowships have turned or are turning away from the teachings of the Bible, yet so many have remained active participants of these denominations. As the years go by, these pastors do not speak up – they are silent. Is this silence an indication that they have bought into a sensual, carnal, three-legged stool plan that links hands with those such as Rick Warren and Tony Blair and is on the road to Rome for a One World Religion? I fear that for many that is the case. What may have begun as “looking the other way” has become outright rebellion in many cases. This is the way deception often happens.
We are living in the time of strong delusion that Paul wrote about (2 Thessalonians 2:11). If you are a Bible-believing pastor, shouldn’t you be helping to lead the way in warning about deception, not promoting the apostate agenda in any fashion?
Ecumenism within the church has been allowed to develop for years.
When a pastor does not warn his flock about ecumenical apostasy, it sends the message that exposing apostasy is just not that important. When a church, organization, or denomination starts down the Road to Rome, there is very little chance of turning back – the pull is just too great. Nowhere in the Bible is it acceptable to join hands with those who promote another Jesus and another gospel like that of the Roman Catholic Church.
This is why John warned: come out of her (the harlot) and be set free (Revelation 18:4).
Some Personal Ministry History:
In June 1981, Chuck Smith, the founder of the Calvary Chapel movement, invited me to fly down from my farm in Saskatchewan, Canada to speak at Costa Mesa at a four-night conference called “The Bible: Key to Understanding Science, History and the Future.” Seven years later, in the fall of 1988, Chuck Smith asked me to join the staff at Costa Mesa. My family moved to Orange County, California from Saskatchewan, Canada.
My position at Costa Mesa involved being an outreach from CCCM as an apologist in the area of creation and evolution. I also showed the association of the New Age Movement and its relationship to Bible Prophecy.
In 1991, after being on staff for three years, Understand The Times was founded as an independent ministry, separate from CCCM. However, UTT was still closely associated with CCCM and was given missionary support. The UTT association with Calvary Chapel pastors and missionaries encompassed the world for about twenty years.
During a fifteen year time period, UTT had an office on church property at CCCM from time to time. Understand The Times had a five-minute radio program that aired on KWAVE and CSN for over ten years. I also had close relationships with members of the Smith family including Chuck’s brother Paul and his son Jeff.
While many of my experiences and associations with those in Calvary Chapel had been good over the years, I observed many serious problems in the Calvary Chapel movement, especially in the last five years. Many Calvary Chapel pastors I know have admitted they also see these same warning signs, but most have not felt they could speak out.
The reason I am writing this letter as an open letter to all pastors is because I believe that many of the problems I witnessed while part of the Calvary Chapel movement are the same problems that many other Christian organizations and denominations are experiencing today. And many of these kinds of problems lead to deception and apostasy.
Common Problems in the Churches:
Today many evangelical and Protestant pastors are operating on the principal or idea that if their churches are small, there is something wrong with them. The “doctrine of big” has replaced the doctrine of being faithful to the Word of God. Along with this doctrine of big comes the subtle attitude that any “offensiveness” must be removed from the church. Thus, a watered-down gospel takes effect; and thus, people in the churches are not hearing the true Gospel. Crosses are removed, Bibles are left at home, hymns are stopped, and talk about the blood of Jesus and His atonement for our sin ceases.
As Bible-believing Christians, we should be able to discern that there is a flaw in this doctrine of big. As churches get bigger, more funds are required to accommodate bigger budgets. The bigger the budget the bigger the offering is needed to meet the budget, and big donors become more and more important. Now you have a situation where the pastor preaches carefully so as not to create controversy. Controversy can cause powerful donors to leave. Pastors who once feared God now become man-fearing where doctrine is determined by men and their motives, and not by God’s Spirit and His Word.
Over the past two decades, I believe the Lord led me to author or co-author six books warning about the ecumenical one world religion movement and how it is impacting Evangelical Protestant Christianity. These were: (1) New Wine or Old Deception (2) When New Wine Makes a Man Divine (3) New Wine and the Babylonian Vine (4) How Marian Apparitions Plan to Unite the World’s Religions (5) Another Jesus: The Eucharistic Christ and the New Evangelization (6) Faith Undone: The Emerging Church - a New Reformation or an End Time Deception. God has put in my heart all these years a passion to warn of impending spiritual danger.
On March 6, 2011, I attended the Peace in a Globalized Society Forum that was held at Saddleback. Rick Warren and Tony Blair both explained what they are doing to set up a one-world religious program for peace. Yet even though it has become most apparent to many discerning Christians what is taking place with Rick Warren and his “new” reformation, very few pastors are publically denouncing the Purpose Driven Peace Plan. In fact, prominent pastors like John Piper are embracing Rick Warren and his teachings.
The Jesuit Connection
As I have written in some of my books, Ignatius Loyola was the founder of the Order of the Jesuits in the Catholic Church. The Jesuit goal is to turn the inerrant Word of God into the word of man while at the same time promoting the word of the pope as the word of God. In addition, the Jesuit ambition is to bring the “lost brethren” back to the “Mother” church (read Another Jesus). This is no minor thing. I have been to the city of Rome. I have seen the multitudes worship and adore a man (the Pope) who carries a wafer and a vial of juice that is supposed to be Jesus. Martyrs in earlier centuries were murdered for rejecting the papacy and the Eucharist. And yet today, I am horrified to watch once Bible-believing pastors turn their hearts and their congregations toward Rome, often through a Jesuit influence. Instances of this are occurring more every day.
Now that Rick Warren and Tony Blair (who converted to Catholicism) have announced they will be working together to set up a One World Religion as they did on March 6, 2011 in southern California, how will Christian pastors respond to this? Or will they at all? History shows, most probably won’t.
What is known as fact is this: the emerging/postmodern, Purpose Driven ecumenical, contemplative mindset in the Evangelical or Protestant Christian church has not gone away. And it is not popular to speak against this growing apostasy. It is a lot easier to go down stream than upstream. The Bible foretells we are in the Last Days. What do you as Christian pastors want to be: dead salmon washed out to sea or true fishers of men?
Check out the Bible! There will be a One World Religion. Do you want to be part of the problem, or do you want to be standing up for truth? The latter is not easy and carries with it a high price.
A Wake Up Call to Pastors
Teaching and preaching the Word of God is a high calling. You should always be true to your calling and remain true to the Word. And yet, many know that something is seriously wrong, but they say nothing.
Saying nothing can be as detrimental as outrightly supporting the lie. It is time to wake up! We are in the last days, and many sheep are being deceived, and pastors have a huge role in that deception taking place. When the sheep have the wool pulled over their eyes, they cannot see. This is not acceptable. What about the wolves who are among the flock? Good shepherds should never allow that to happen.
While there still remain faithful Christian pastors who look to Jesus Christ as their Good Shepherd and still believe in the inerrant Word of God, the fact that so many pastors have moved away from the basics of biblical Christianity toward a man-made apostate church will result in much of the flock drifting with them.
And may I say this to any believer who now realizes his or her own pastor is compromising the Word of God and embracing apostate teachings: If you have done what you can to warn and exhort your pastor(s) to turn back to the truth, and if your warnings and exhortations are rejected, perhaps it is time to get out of that church. Paul addressed this when he said:  “A man that is an heretick after the first and second admonition reject” Titus 3:10.
Deception has crept in, unnoticed to many, and even at times been purposely covered up. Jude warned this was happening in his day (Jude 4). The same is true in the perilous days in which we live (2 Timothy 3: 1-5).
As of last fall, I am no longer affiliated with the Calvary Chapel movement, although I am still friends with and associate with some of the pastors, ones who have sought to remain faithful to the Lord and His Word.
As do many leaders in the body of Christ, Calvary Chapel pastors who have veered need to get right, and they need to do it quickly. According to the Word, our redemption draweth nigh, and He could return for those who are ready at any moment.
If you are a pastor who has succumbed to the present-day spiritual apostasy, get back to the Word of God, and preach it, and teach it! If your congregation shrinks, so what! Better to have a few who are solid and can go out and be fruitful for the Lord than have a mega church full of participants of a social gospel that is being prepared for the coming One World Religion.
While the large-scale move toward apostasy has been taking place for some time, and postmodern/emerging, Purpose-Driven ideas are widely accepted, there still may be time if pastors will repent and return to the purity of the Gospel and God’s Word. 
Many pastors reading this open letter who belong to an organization or denomination may feel fearful about leaving the security of such a “covering.” Perhaps you have never been out from under that umbrella. But at some point, you are going to have to ask yourself the question, Am I really “counting all things but loss” in order to gain Christ (Philippians 3:8)? Am I taking up my cross and following Him, no matter the cost (Matthew 16:24)? I have heard stories now of pastors (both in the Calvary Chapel movement and in other groups and denominations) who finally did make that decision to separate themselves from any apostate associations. If you are one of those, continue on with the ministry God has given you and follow Jesus Christ alone. You can never go wrong by being obedient to Jesus and His Word.
The Lord Jesus Christ is coming soon. May we be found ready and waiting.
Sincerely in Christ,
Roger Oakland
Understand The Times
P.S.
Thy watchmen shall lift up the voice; with the voice together shall they sing: for they shall see eye to eye, when the LORD shall bring again Zion. . . . Depart ye, depart ye, go ye out from thence, touch no unclean thing; go ye out of the midst of her; be ye clean, that bear the vessels of the LORD. Isaiah 52:8, 11
But he answered and said, Every plant, which my heavenly Father hath not planted, shall be rooted up. Let them alone: they be blind leaders of the blind. And if the blind lead the blind, both shall fall into the ditch. Matthew 15:13-14